Credit Cards for Bad Credit

Updated Dec 31, 2013


Credit Cards can be a fantastic tool to increase your credit. Here is a tip to use credit cards to increase your credit:
1. Get one by only applying for a card that you'll likely get
2. Buy only a few or one small item on the card every month
3. Pay the balance down to zero every month.

Now, here are a few ways that credit cards can hurt your score:
1. Apply for too many cards (creates many hard credit inquiries
2. Buy too much with your credit cards
3. Fail to pay the balance on your credit card accounts every month

Check these cards as a great opportunity to work on your credit score!
Simmons First Visa Platinum Simmons First Visa® Platinum RewardsSimmons First Visa® Platinum Rewards
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
Apply Now!