Sample Medical or Dental Collection Letter For Removal From Credit Report

Updated August 2, 2014

Current Date Here

 

Your Full Name Here

Your Full Address Here

Your City State and Zip

Your phone here

 

Name of the Collection Company

Address of the Collection Company

City State and Zip of the Collection Company

 Re:   Inaccurate Credit Reporting for Acct <The account # and name of the original creditor here>

VIA USPS CERTIFIED MAIL <certified mail number here>

Dear Sir or Madam:

I am writing to dispute the following information discovered in my credit file.  I have discovered negative information regarding my creditworthiness related to the above referenced account number on my <enter the name of each CRA that the collection item appears> credit reports.

The information as reported to the agencies in inaccurate.  Your actions in submitting inaccurate information on my credit report may incur significant legal consequences to your firm if not fully rectified in a timely manner. 

I have no knowledge or records of account # <account # from original creditor> from <name of the original creditor> on my report. Please advise me as to the name and address of the medical provider, the date and type of service, and to whom the service was provided, as any account I might have had would be obsolete.

If you can obtain this information, I also would need the name of the person providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies.

You have 30 days in which to respond to this letter.  Thank you for your time.

 Sincerely,

Your  full name here