How To Remove Credit Inquiries

Updated November 20, 2014

How It Works

We have been working on the most effective means of eliminating credit inquiries...and have found significant success specifically for TransUnion and Equifax. It's called Bumpage

Bumpage for TransUnion

1. Create an account (using free trial) here:

GoFreeCredit.com


2. Create an account (this one is always free) here: http://www.creditkarma.com/
3. Log in every day and refresh your report for up to 45 days. It requires just under a minute of your time every day...but you need to do it 7 days per week in order to be successful.

Bumpage for Equifax

1. Create an account directly with Equifax: http://www.equifax.com/
2. Create an account here: USAA CreditCheck Monitoring/
3. Log in every day and refresh your report for up to 45 days. It requires just under a minute of your time every day...but you need to do it 7 days per week in order to be successful.

One significant component of your credit report and score is the Credit Inquiry Section. All three of the major Credit Bureau's will have an "Inquiries" section. If you have one and especially if you have more than 12 Inquiries, then you could gain a significant boost in your credit score by eliminating those inquiries.

How You Can Remove Those Nasty Credit Inquiries

There are several ways to remove inquiries from your credit report...each inquiry you remove can increase your Credit Score - it's that EASY!

One Easy Trick To Delete Experian Hard Inquiries

First, make sure you have your credit report so that you have exact information on your credit inquiries.  Now, look at the inquiries for Experian.  If you see any that are duplicates or are more than two years old to the day then call Experian at , and tell them nicely that you either found duplicate credit inquiries or there is one that is more than two years old and they will remove them immediately.

Foolproof method to Delete Equifax and TransUnion Hard Inquiries


Generally speaking the concept of B*mpage is the method of creating so many soft inquiries on your report that it essentially "bumps" off the older hard inquiries.  Creating these soft inquiries is as easy as logging into a few credit websites every day over the course of 4-6 weeks and updating your credit score.  IT REALLY WORKS!  I had 28 inquiries on Equifax and within 30 days (from April 13 - May 13) reduced that number down to 3 inquiries!  Knocking off these inquiries raised my credit score 80 points!!