Get Better Credit!
Tip of the Month for April 5, 2012
Pay down those credit cards for crying out loud! If you are honestly trying to increase your credit score and you are carrying significant balances on your credit cards then allow me to provide you with some good information...paying down your credit card balances in all likelihood will provide a larger boost to your score than anything else. Figure out a way to pay those cards down.Bad Credit Got You Down?
Our website is dedicated to providing FREE help for you to improve your credit score. When your credit is not good, but could be better, there are at least a few ways to fix your credit.Understanding Credit Scores
Your credit score is important in many ways and a number that forms the basis of a decision to grant credit and how much credit you may be granted. Your credit score is computed using five primary categories:1. 35% - Payment History
2. 30% - Total Payments Owed
3. 15% - Length of Credit History
4. 10% - New Credit
5. 10% - Type of Credit In Use
Free Sample Credit Letters
Check our free credit letters page to get free content for any letters you want to send to creditors as an effort to clean up your credit report.
Sample Letters